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[value] => The insurance industry is facing a structural shift where effective collaboration with InsurTechs is essential in order to meet rising customer expectations, according to the World InsurTech Report 2019 (WITR) published today by Capgemini and Efma.
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[value] => “As the insurance marketplace evolves, insurers will move beyond their traditional role as payers covering customer losses to partners that identify and forecast risk, helping with insurance and related non-insurance needs,” said Anirban Bose, CEO of Capgemini’s Financial Services Strategic Business Unit and Group Executive Board member. “To deepen customer relationships, insurers will have to collaborate more with InsurTechs who are already mastering the customer experience by leveraging the most innovative technologies and use of data.”
“Insurers will benefit from partnerships with InsurTechs as the marketplace becomes more crowded,” said Vincent Bastid, Secretary General of Efma. “The data shows that insurers and InsurTechs are eager to partner with each other, which will ultimately benefit the customer in the form of more advanced products and services.”
The World InsurTech Report 2019 outlines a new insurance ecosystem with an open marketplace, based on the development of new customer-centric experiences, a structured selection of InsurTechs, and a collaborative go-to-market. Key findings include:
Four fundamental shifts in the industry are underway
The report outlines that the industry is evolving in four different ways:
· A shift from product focus to customer experience: 70% of insurers and InsurTechs said a focus on holistic risk solutions for customers was critical to establishing a future-state insurance marketplace.
· The evolution of data as a critical asset: more than 70% of insurers and InsurTechs said advanced data management capabilities are critical.
· A transition from asset ownership to a shared economy: more than 35% of insurers and InsurTechs have already realized that focusing on shared ownership of assets is critical.
· Partnerships with specialists over the traditional “Build or Buy” approach: 90% of InsurTechs and 70% of incumbents said they want to collaborate with each other. Both insurers and InsurTechs have a hearty appetite for collaboration with other sectors, such as healthcare providers and players from the travel, transportation, and hospitality space.
Digital maturity is front of mind for insurers, but aspirations do not match reality
While insurers realize the importance of these fundamental shifts, there is a significant gap between expectations and current digital maturity. For example, 79% of insurers say advanced data management capabilities are important, but only 37% have a concrete digital transformation strategy in place. Similarly, over a third (37%) said shared ownership of assets is critical but just 11% are leveraging open architecture to partner with other industry players.
Collaboration and partnership must be prioritized
68% of insurers say partnerships are critical, but only 32% are collaborating with ecosystem partners to provide value-added services. A digitally integrated ecosystem will support the real-time, personalized experiences that customers are demanding. Digital integration will be critical for insurers as customers are expecting more convenience and seamless services. While partnerships will clearly help meet their needs, there is still quite a lot to be done. Fewer than 40% of incumbent insurers want to build technology infrastructure ready for open collaboration with InsurTech firms, while more than 60% of InsurTechs wish to work with insurers to create such a foundation.
Those who evolve into ‘Inventive Insurers’ will be best placed for success
The report determines that success in the future marketplace is heavily dependent on insurers’ ability to evolve into Inventive Insurers. This will require improving their digital maturity and enhancing agility, as well as joining an open ecosystem to provide digital, experience-led offerings via effective collaboration with InsurTechs. A successful Inventive Insurer will use open platforms to better develop innovative ways to make sure the customer remains at the center of their business.
Download the report
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(
[addtoany] => 1
[admin_toolbar] => 1
[admin_toolbar_tools] => 1
[adminimal_admin_toolbar] => 1
[auto_entitylabel] => 1
[autocomplete_deluxe] => 1
[block] => 1
[block_content] => 1
[breakpoint] => 1
[ckeditor] => 1
[color] => 1
[colorbox] => 1
[comment] => 1
[config] => 1
[config_filter] => 1
[config_ignore] => 1
[contextual] => 1
[csv_serialization] => 1
[ctools] => 1
[datetime] => 1
[datetime_range] => 1
[dblog] => 1
[devel] => 1
[dynamic_page_cache] => 1
[editor] => 1
[entity_form_field_description] => 1
[entity_form_field_label] => 1
[entity_reference_revisions] => 1
[field] => 1
[field_delimiter] => 1
[field_formatter_class] => 1
[field_formatter_label] => 1
[field_group] => 1
[field_ui] => 1
[file] => 1
[filter] => 1
[fintech] => 1
[fintech_analytics] => 1
[fintech_award] => 1
[fintech_content_corner] => 1
[fintech_dropzone] => 1
[fintech_efma_api] => 1
[fintech_enabler] => 1
[fintech_fi] => 1
[fintech_import] => 1
[fintech_library] => 1
[fintech_login] => 1
[fintech_messaging] => 1
[fintech_need] => 1
[fintech_newsletter] => 1
[fintech_notifications] => 1
[fintech_partner] => 1
[fintech_rating] => 1
[fintech_user] => 1
[google_analytics] => 1
[google_tag] => 1
[image] => 1
[inline_entity_form] => 1
[kint] => 1
[link] => 1
[linkit] => 1
[mailing_list] => 1
[mailsystem] => 1
[markup] => 1
[masquerade] => 1
[menu_ui] => 1
[metatag] => 1
[metatag_open_graph] => 1
[node] => 1
[options] => 1
[page_manager] => 1
[page_manager_ui] => 1
[path] => 1
[path_alias] => 1
[persistent_login] => 1
[rdf] => 1
[redirect] => 1
[rest] => 1
[search] => 1
[serialization] => 1
[shortcut] => 1
[swiftmailer] => 1
[system] => 1
[taxonomy] => 1
[text] => 1
[token] => 1
[token_filter] => 1
[toolbar] => 1
[twig_tweak] => 1
[ultimate_cron] => 1
[update] => 1
[user] => 1
[vapn] => 1
[video_embed_dailymotion] => 1
[video_embed_field] => 1
[views_data_export] => 1
[views_ui] => 1
[webform] => 1
[webform_ui] => 1
[menu_link_content] => 1
[pathauto] => 1
[views] => 1
[paragraphs] => 1
[standard] => 1
)
[moduleList:protected] => Array
(
[addtoany] => Drupal\Core\Extension\Extension
[admin_toolbar] => Drupal\Core\Extension\Extension
[admin_toolbar_tools] => Drupal\Core\Extension\Extension
[adminimal_admin_toolbar] => Drupal\Core\Extension\Extension
[auto_entitylabel] => Drupal\Core\Extension\Extension
[autocomplete_deluxe] => Drupal\Core\Extension\Extension
[block] => Drupal\Core\Extension\Extension
[block_content] => Drupal\Core\Extension\Extension
[breakpoint] => Drupal\Core\Extension\Extension
[ckeditor] => Drupal\Core\Extension\Extension
[color] => Drupal\Core\Extension\Extension
[colorbox] => Drupal\Core\Extension\Extension
[comment] => Drupal\Core\Extension\Extension
[config] => Drupal\Core\Extension\Extension
[config_filter] => Drupal\Core\Extension\Extension
[config_ignore] => Drupal\Core\Extension\Extension
[contextual] => Drupal\Core\Extension\Extension
[csv_serialization] => Drupal\Core\Extension\Extension
[ctools] => Drupal\Core\Extension\Extension
[datetime] => Drupal\Core\Extension\Extension
[datetime_range] => Drupal\Core\Extension\Extension
[dblog] => Drupal\Core\Extension\Extension
[devel] => Drupal\Core\Extension\Extension
[dynamic_page_cache] => Drupal\Core\Extension\Extension
[editor] => Drupal\Core\Extension\Extension
[entity_form_field_description] => Drupal\Core\Extension\Extension
[entity_form_field_label] => Drupal\Core\Extension\Extension
[entity_reference_revisions] => Drupal\Core\Extension\Extension
[field] => Drupal\Core\Extension\Extension
[field_delimiter] => Drupal\Core\Extension\Extension
[field_formatter_class] => Drupal\Core\Extension\Extension
[field_formatter_label] => Drupal\Core\Extension\Extension
[field_group] => Drupal\Core\Extension\Extension
[field_ui] => Drupal\Core\Extension\Extension
[file] => Drupal\Core\Extension\Extension
[filter] => Drupal\Core\Extension\Extension
[fintech] => Drupal\Core\Extension\Extension
[fintech_analytics] => Drupal\Core\Extension\Extension
[fintech_award] => Drupal\Core\Extension\Extension
[fintech_content_corner] => Drupal\Core\Extension\Extension
[fintech_dropzone] => Drupal\Core\Extension\Extension
[fintech_efma_api] => Drupal\Core\Extension\Extension
[fintech_enabler] => Drupal\Core\Extension\Extension
[fintech_fi] => Drupal\Core\Extension\Extension
[fintech_import] => Drupal\Core\Extension\Extension
[fintech_library] => Drupal\Core\Extension\Extension
[fintech_login] => Drupal\Core\Extension\Extension
[fintech_messaging] => Drupal\Core\Extension\Extension
[fintech_need] => Drupal\Core\Extension\Extension
[fintech_newsletter] => Drupal\Core\Extension\Extension
[fintech_notifications] => Drupal\Core\Extension\Extension
[fintech_partner] => Drupal\Core\Extension\Extension
[fintech_rating] => Drupal\Core\Extension\Extension
[fintech_user] => Drupal\Core\Extension\Extension
[google_analytics] => Drupal\Core\Extension\Extension
[google_tag] => Drupal\Core\Extension\Extension
[image] => Drupal\Core\Extension\Extension
[inline_entity_form] => Drupal\Core\Extension\Extension
[kint] => Drupal\Core\Extension\Extension
[link] => Drupal\Core\Extension\Extension
[linkit] => Drupal\Core\Extension\Extension
[mailing_list] => Drupal\Core\Extension\Extension
[mailsystem] => Drupal\Core\Extension\Extension
[markup] => Drupal\Core\Extension\Extension
[masquerade] => Drupal\Core\Extension\Extension
[menu_ui] => Drupal\Core\Extension\Extension
[metatag] => Drupal\Core\Extension\Extension
[metatag_open_graph] => Drupal\Core\Extension\Extension
[node] => Drupal\Core\Extension\Extension
[options] => Drupal\Core\Extension\Extension
[page_manager] => Drupal\Core\Extension\Extension
[page_manager_ui] => Drupal\Core\Extension\Extension
[path] => Drupal\Core\Extension\Extension
[path_alias] => Drupal\Core\Extension\Extension
[persistent_login] => Drupal\Core\Extension\Extension
[rdf] => Drupal\Core\Extension\Extension
[redirect] => Drupal\Core\Extension\Extension
[rest] => Drupal\Core\Extension\Extension
[search] => Drupal\Core\Extension\Extension
[serialization] => Drupal\Core\Extension\Extension
[shortcut] => Drupal\Core\Extension\Extension
[swiftmailer] => Drupal\Core\Extension\Extension
[system] => Drupal\Core\Extension\Extension
[taxonomy] => Drupal\Core\Extension\Extension
[text] => Drupal\Core\Extension\Extension
[token] => Drupal\Core\Extension\Extension
[token_filter] => Drupal\Core\Extension\Extension
[toolbar] => Drupal\Core\Extension\Extension
[twig_tweak] => Drupal\Core\Extension\Extension
[ultimate_cron] => Drupal\Core\Extension\Extension
[update] => Drupal\Core\Extension\Extension
[user] => Drupal\Core\Extension\Extension
[vapn] => Drupal\Core\Extension\Extension
[video_embed_dailymotion] => Drupal\Core\Extension\Extension
[video_embed_field] => Drupal\Core\Extension\Extension
[views_data_export] => Drupal\Core\Extension\Extension
[views_ui] => Drupal\Core\Extension\Extension
[webform] => Drupal\Core\Extension\Extension
[webform_ui] => Drupal\Core\Extension\Extension
[menu_link_content] => Drupal\Core\Extension\Extension
[pathauto] => Drupal\Core\Extension\Extension
[views] => Drupal\Core\Extension\Extension
[paragraphs] => Drupal\Core\Extension\Extension
[standard] => Drupal\Core\Extension\Extension
)
[loaded:protected] => 1
[implementations:protected] => Array
(
[module_implements_alter] => Array(4)
[rebuild] => Array(3)
[system_info_alter] => Array(1)
[entity_type_build] => Array(7)
[entity_type_alter] => Array(12)
[entity_load] => Array(0)
[block_load] => Array(0)
[google_tag_container_load] => Array(0)
[google_tag_snippets_alter] => Array(0)
[entity_preload] => Array(0)
[query_alter] => Array(0)
[query_user_load_multiple_alter] => Array(0)
[field_info_alter] => Array(2)
[entity_bundle_info] => Array(0)
[block_content_type_load] => Array(0)
[comment_type_load] => Array(0)
[mailing_list_load] => Array(0)
[node_type_load] => Array(0)
[shortcut_set_load] => Array(0)
[taxonomy_vocabulary_load] => Array(0)
[webform_load] => Array(0)
[paragraphs_type_load] => Array(0)
[entity_bundle_info_alter] => Array(0)
[data_type_info_alter] => Array(0)
[entity_base_field_info] => Array(4)
[entity_base_field_info_alter] => Array(2)
[entity_bundle_field_info] => Array(1)
[field_config_load] => Array(0)
[entity_bundle_field_info_alter] => Array(0)
[entity_field_storage_info] => Array(1)
[field_storage_config_load] => Array(0)
[entity_field_storage_info_alter] => Array(0)
[entity_storage_load] => Array(1)
[user_storage_load] => Array(0)
[user_load] => Array(0)
[query_node_load_multiple_alter] => Array(0)
[base_field_override_load] => Array(0)
[node_storage_load] => Array(0)
[node_load] => Array(0)
[entity_view_mode_alter] => Array(1)
[theme] => Array(44)
[views_plugins_display_alter] => Array(1)
[views_plugins_pager_alter] => Array(0)
[views_data] => Array(2)
[action_load] => Array(0)
[search_page_load] => Array(0)
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[views_data_alter] => Array(7)
[views_plugins_row_alter] => Array(0)
[views_plugins_style_alter] => Array(0)
[views_plugins_exposed_form_alter] => Array(0)
[theme_registry_alter] => Array(2)
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[entity_build_defaults_alter] => Array(0)
[entity_extra_field_info] => Array(7)
[addtoany_entity_types_alter] => Array(0)
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[field_formatter_info_alter] => Array(1)
[entity_view_display_load] => Array(0)
[entity_view_display_alter] => Array(1)
[entity_prepare_view] => Array(2)
[rdf_mapping_create] => Array(0)
[entity_create] => Array(0)
[entity_field_access] => Array(0)
[entity_field_access_alter] => Array(0)
[query_paragraph_load_multiple_alter] => Array(0)
[paragraph_storage_load] => Array(0)
[paragraph_load] => Array(0)
[entity_access] => Array(1)
[paragraph_access] => Array(0)
[paragraph_build_defaults_alter] => Array(0)
[user_access] => Array(0)
[date_format_load] => Array(0)
[entity_display_build_alter] => Array(0)
[node_view] => Array(2)
[entity_view] => Array(2)
[node_view_alter] => Array(2)
[entity_view_alter] => Array(2)
[metatag_defaults_load] => Array(0)
[metatags_alter] => Array(0)
[metatag_tags_alter] => Array(0)
[tokens] => Array(14)
[token_entity_mapping_alter] => Array(0)
[tokens_alter] => Array(0)
[theme_suggestions_field] => Array(1)
[theme_suggestions_alter] => Array(1)
[theme_suggestions_field_alter] => Array(0)
[template_preprocess_default_variables_alter] => Array(1)
[element_plugin_alter] => Array(0)
[element_info_alter] => Array(4)
[theme_suggestions_node] => Array(1)
[theme_suggestions_node_alter] => Array(1)
[theme_suggestions_username] => Array(0)
[theme_suggestions_username_alter] => Array(0)
[user_format_name_alter] => Array(0)
[rdf_mapping_load] => Array(0)
[query_node_access_alter] => Array(1)
[query_entity_query_alter] => Array(0)
[query_entity_query_node_alter] => Array(0)
[query_file_load_multiple_alter] => Array(0)
[file_storage_load] => Array(0)
[file_load] => Array(0)
[image_style_load] => Array(0)
[image_effect_info_alter] => Array(0)
[file_url_alter] => Array(0)
[filter_format_load] => Array(0)
[filter_info_alter] => Array(0)
[query_entity_query_block_content_alter] => Array(0)
[query_block_content_load_multiple_alter] => Array(0)
[block_content_storage_load] => Array(0)
[block_content_load] => Array(0)
[menu_load] => Array(0)
[view_load] => Array(0)
[block_alter] => Array(0)
[mailing_list_subscription_field_values_init] => Array(0)
[entity_field_values_init] => Array(0)
[mailing_list_subscription_create] => Array(0)
[field_widget_info_alter] => Array(3)
[entity_form_display_load] => Array(0)
[entity_form_display_alter] => Array(0)
[entity_prepare_form] => Array(0)
[mailing_list_subscription_prepare_form] => Array(0)
[field_widget_form_alter] => Array(1)
[field_widget_email_default_form_alter] => Array(0)
[field_widget_multivalue_form_alter] => Array(2)
[field_widget_multivalue_email_default_form_alter] => Array(0)
[field_widget_language_select_form_alter] => Array(0)
[field_widget_multivalue_language_select_form_alter] => Array(0)
[form_alter] => Array(9)
[form_mailing_list_subscription_form_alter] => Array(0)
[form_mailing_list_subscription_main_block_form_alter] => Array(1)
[theme_suggestions_block] => Array(1)
[theme_suggestions_block_alter] => Array(0)
[theme_suggestions_input] => Array(0)
[theme_suggestions_input_alter] => Array(0)
[theme_suggestions_field_multiple_value_form] => Array(0)
[theme_suggestions_field_multiple_value_form_alter] => Array(0)
[theme_suggestions_form_element] => Array(1)
[theme_suggestions_form_element_alter] => Array(0)
[theme_suggestions_form_element_label] => Array(0)
[theme_suggestions_form_element_label_alter] => Array(0)
[theme_suggestions_container] => Array(0)
[theme_suggestions_container_alter] => Array(1)
[theme_suggestions_form] => Array(0)
[theme_suggestions_form_alter] => Array(0)
[colorbox_settings_alter] => Array(0)
[theme_suggestions_image_formatter] => Array(0)
[theme_suggestions_image_formatter_alter] => Array(0)
[theme_suggestions_image_style] => Array(0)
[theme_suggestions_image_style_alter] => Array(0)
[theme_suggestions_image] => Array(0)
[theme_suggestions_image_alter] => Array(0)
[display_variant_plugin_alter] => Array(0)
[block_access] => Array(0)
[condition_info_alter] => Array(1)
[block_build_alter] => Array(0)
[block_build_system_messages_block_alter] => Array(0)
[block_build_local_actions_block_alter] => Array(0)
[block_build_fintech_register_block_alter] => Array(0)
[block_build_fintech_user_edit_block_alter] => Array(0)
[block_build_fintech_reset_pass_alter] => Array(0)
[block_build_system_main_block_alter] => Array(0)
[block_view_alter] => Array(1)
[block_view_system_main_block_alter] => Array(1)
[block_build_mailing_list_subscription_block_alter] => Array(0)
[page_attachments] => Array(7)
[google_tag_container_access] => Array(0)
[google_tag_insert_alter] => Array(0)
[metatags_attachments_alter] => Array(0)
[page_attachments_alter] => Array(4)
[page_top] => Array(5)
[page_bottom] => Array(0)
[theme_suggestions_html] => Array(1)
[theme_suggestions_html_alter] => Array(0)
[rdf_namespaces] => Array(1)
[breakpoints_alter] => Array(0)
[toolbar] => Array(7)
[shortcut_default_set] => Array(0)
[query_entity_query_shortcut_alter] => Array(0)
[theme_suggestions_menu] => Array(0)
[theme_suggestions_menu_alter] => Array(0)
[link_alter] => Array(0)
[toolbar_alter] => Array(2)
[theme_suggestions_toolbar] => Array(0)
[theme_suggestions_toolbar_alter] => Array(0)
[theme_suggestions_page] => Array(1)
[theme_suggestions_page_alter] => Array(0)
[form_library_single_search_form_alter] => Array(0)
[theme_suggestions_fintech_user_menu] => Array(0)
[theme_suggestions_fintech_user_menu_alter] => Array(0)
[block_view_system_messages_block_alter] => Array(0)
[block_view_local_actions_block_alter] => Array(0)
[menu_local_actions_alter] => Array(0)
[block_view_fintech_register_block_alter] => Array(0)
[block_view_fintech_user_edit_block_alter] => Array(0)
[form_fintech_user_edit_form_alter] => Array(0)
[theme_suggestions_fintech_user_edit_form] => Array(0)
[theme_suggestions_fintech_user_edit_form_alter] => Array(0)
[theme_suggestions_radios] => Array(1)
[theme_suggestions_radios_alter] => Array(0)
[theme_suggestions_fieldset] => Array(0)
[theme_suggestions_fieldset_alter] => Array(0)
[theme_suggestions_select] => Array(0)
[theme_suggestions_select_alter] => Array(0)
[block_view_fintech_reset_pass_alter] => Array(0)
[theme_suggestions_region] => Array(1)
[theme_suggestions_region_alter] => Array(0)
[block_view_mailing_list_subscription_block_alter] => Array(0)
[theme_suggestions_off_canvas_page_wrapper] => Array(0)
[theme_suggestions_off_canvas_page_wrapper_alter] => Array(0)
[theme_suggestions_links] => Array(0)
[theme_suggestions_links_alter] => Array(0)
[theme_suggestions_status_messages] => Array(0)
[theme_suggestions_status_messages_alter] => Array(0)
[library_info_alter] => Array(4)
[webform_libraries_info] => Array(0)
[css_alter] => Array(1)
[js_alter] => Array(1)
[js_settings_build] => Array(1)
[js_settings_alter] => Array(2)
[user_role_load] => Array(0)
[node_access] => Array(5)
[node_grants] => Array(0)
[video_embed_field_provider_info_alter] => Array(0)
[token_info] => Array(13)
[theme_suggestions_webform_element_more] => Array(0)
[theme_suggestions_webform_element_more_alter] => Array(0)
[token_info_alter] => Array(3)
[theme_suggestions_item_list] => Array(0)
[theme_suggestions_item_list_alter] => Array(0)
[paragraph_view] => Array(0)
[paragraph_view_alter] => Array(0)
[paragraphs_behavior_info_alter] => Array(0)
[theme_suggestions_paragraph] => Array(1)
[theme_suggestions_paragraph_alter] => Array(0)
[theme_suggestions_video_embed_iframe] => Array(0)
[theme_suggestions_video_embed_iframe_alter] => Array(0)
[block_build_fintech_login_block_alter] => Array(0)
[block_view_fintech_login_block_alter] => Array(0)
[form_fintech_login_form_alter] => Array(0)
[form_fintech_reset_pass_request_form_alter] => Array(0)
[form_fintech_register_form_alter] => Array(0)
[theme_suggestions_fintech_register_form] => Array(0)
[theme_suggestions_fintech_register_form_alter] => Array(0)
[form_user_login_form_alter] => Array(1)
[metatag_route_entity] => Array(0)
[query_menu_link_content_access_alter] => Array(0)
[query_entity_query_menu_link_content_alter] => Array(0)
[query_menu_link_content_load_multiple_alter] => Array(0)
[menu_link_content_storage_load] => Array(0)
[menu_link_content_load] => Array(0)
[page_variant_load] => Array(0)
[page_load] => Array(0)
[page_variant_access] => Array(0)
[menu_links_discovered_alter] => Array(4)
[views_invalidate_cache] => Array(0)
[entity_create_access] => Array(0)
[mailing_list_subscription_create_access] => Array(0)
[theme_suggestions_filter_caption] => Array(0)
[theme_suggestions_filter_caption_alter] => Array(0)
[query_entity_query_file_alter] => Array(0)
[query_random_alter] => Array(1)
[theme_suggestions_addtoany_standard] => Array(1)
[theme_suggestions_addtoany_standard_alter] => Array(0)
[webform_handler_info_alter] => Array(0)
[query_taxonomy_term_access_alter] => Array(0)
[query_term_access_alter] => Array(0)
[query_taxonomy_term_load_multiple_alter] => Array(0)
[taxonomy_term_storage_load] => Array(0)
[taxonomy_term_load] => Array(0)
[ajax_render_alter] => Array(0)
[node_links_alter] => Array(1)
[taxonomy_term_access] => Array(0)
[devel_dumper_info_alter] => Array(0)
[theme_suggestions_details] => Array(0)
[theme_suggestions_details_alter] => Array(0)
[form_challenge_voting_form_1_alter] => Array(0)
[form_challenge_voting_form_2_alter] => Array(0)
[form_challenge_voting_form_3_alter] => Array(0)
[form_challenge_voting_form_4_alter] => Array(0)
[form_challenge_voting_form_5_alter] => Array(0)
[form_challenge_voting_form_6_alter] => Array(0)
[form_challenge_voting_form_7_alter] => Array(0)
[field_group_content_element_keys_alter] => Array(0)
[field_group_pre_render] => Array(1)
[field_group_formatter_info_alter] => Array(0)
[field_group_pre_render_alter] => Array(0)
[field_group_build_pre_render_alter] => Array(2)
[taxonomy_term_build_defaults_alter] => Array(0)
[taxonomy_term_view] => Array(0)
[taxonomy_term_view_alter] => Array(0)
[theme_suggestions_taxonomy_term] => Array(1)
[theme_suggestions_taxonomy_term_alter] => Array(0)
[theme_suggestions_field_group_html_element] => Array(0)
[theme_suggestions_field_group_html_element_alter] => Array(0)
[linkit_substitution_alter] => Array(0)
[query_redirect_load_multiple_alter] => Array(0)
[redirect_storage_load] => Array(0)
[redirect_load] => Array(0)
[theme_suggestions_rdf_metadata] => Array(0)
[theme_suggestions_rdf_metadata_alter] => Array(0)
[block_build_fintech_content_corner_block_alter] => Array(0)
[block_view_fintech_content_corner_block_alter] => Array(0)
[form_content_corner_filters_form_alter] => Array(0)
[theme_suggestions_content_corner] => Array(0)
[theme_suggestions_content_corner_alter] => Array(0)
[theme_suggestions_content_corner_filters_form] => Array(0)
[theme_suggestions_content_corner_filters_form_alter] => Array(0)
[theme_suggestions_colorbox_formatter] => Array(0)
[theme_suggestions_colorbox_formatter_alter] => Array(0)
[query_user_access_alter] => Array(0)
[query_entity_query_user_alter] => Array(0)
[user_presave] => Array(1)
[entity_presave] => Array(2)
[user_update] => Array(0)
[entity_update] => Array(3)
[pathauto_alias_types_alter] => Array(0)
[user_login] => Array(8)
[form_partner_page_form_alter] => Array(0)
[filter_format_access] => Array(0)
[theme_suggestions_partner_page_form] => Array(0)
[theme_suggestions_partner_page_form_alter] => Array(0)
[theme_suggestions_file_managed_file] => Array(0)
[theme_suggestions_file_managed_file_alter] => Array(0)
[editor_info_alter] => Array(0)
[editor_load] => Array(0)
[ckeditor_plugin_info_alter] => Array(1)
[ckeditor_css_alter] => Array(1)
[editor_js_settings_alter] => Array(0)
[theme_suggestions_textarea] => Array(0)
[theme_suggestions_textarea_alter] => Array(0)
[theme_suggestions_text_format_wrapper] => Array(0)
[theme_suggestions_text_format_wrapper_alter] => Array(0)
[contextual_links_plugins_alter] => Array(0)
[contextual_links_alter] => Array(0)
[contextual_links_view_alter] => Array(3)
[editor_xss_filter_alter] => Array(0)
[file_mimetype_mapping_alter] => Array(0)
[file_field_values_init] => Array(0)
[file_create] => Array(0)
[file_validate] => Array(0)
[validation_constraint_alter] => Array(1)
[entity_reference_selection_alter] => Array(0)
[query_entity_reference_alter] => Array(3)
[query_file_access_alter] => Array(0)
[file_presave] => Array(0)
[file_insert] => Array(0)
[entity_insert] => Array(3)
[theme_suggestions_file_link] => Array(0)
[theme_suggestions_file_link_alter] => Array(0)
[file_predelete] => Array(2)
[entity_predelete] => Array(2)
[query_comment_access_alter] => Array(0)
[query_entity_query_comment_alter] => Array(0)
[file_delete] => Array(0)
[entity_delete] => Array(5)
[node_field_values_init] => Array(0)
[node_create] => Array(0)
[paragraph_field_values_init] => Array(0)
[paragraph_create] => Array(0)
[paragraph_presave] => Array(0)
[paragraph_insert] => Array(0)
[file_update] => Array(0)
[node_presave] => Array(2)
[node_access_records] => Array(0)
[node_access_records_alter] => Array(0)
[paragraph_update] => Array(0)
[node_insert] => Array(4)
[node_predelete] => Array(1)
[query_entity_query_path_alias_alter] => Array(0)
[query_path_alias_load_multiple_alter] => Array(0)
[path_alias_storage_load] => Array(0)
[path_alias_load] => Array(0)
[path_alias_predelete] => Array(0)
[path_alias_delete] => Array(1)
[path_delete] => Array(1)
[node_delete] => Array(0)
[query_path_alias_access_alter] => Array(0)
[pathauto_pattern_load] => Array(0)
[pathauto_pattern_alter] => Array(0)
[pathauto_punctuation_chars_alter] => Array(0)
[pathauto_alias_alter] => Array(0)
[pathauto_is_alias_reserved] => Array(0)
[path_alias_field_values_init] => Array(0)
[path_alias_create] => Array(0)
[path_alias_presave] => Array(0)
[path_alias_insert] => Array(1)
[path_insert] => Array(1)
[query_entity_access_alter] => Array(0)
[query_comment_filter_alter] => Array(0)
[query_pager_alter] => Array(0)
[image_toolkit_operation_alter] => Array(0)
[query_comment_load_multiple_alter] => Array(0)
[comment_storage_load] => Array(1)
[comment_load] => Array(0)
[comment_build_defaults_alter] => Array(0)
[views_pre_view] => Array(0)
[views_plugins_field_alter] => Array(0)
[views_plugins_sort_alter] => Array(0)
[views_plugins_filter_alter] => Array(0)
[views_plugins_area_alter] => Array(0)
[views_pre_build] => Array(0)
[views_plugins_query_alter] => Array(0)
[form_views_exposed_form_alter] => Array(2)
[views_query_alter] => Array(0)
[views_query_substitutions] => Array(3)
[views_post_build] => Array(0)
[views_pre_execute] => Array(0)
[views_plugins_cache_alter] => Array(0)
[query_views_alter] => Array(1)
[query_views_user_admin_people_alter] => Array(0)
[views_post_execute] => Array(0)
[views_pre_render] => Array(2)
[theme_suggestions_views_view_field] => Array(0)
[theme_suggestions_views_view_field_alter] => Array(0)
[entity_view_display_create] => Array(0)
[field_info_max_weight] => Array(1)
[entity_operation] => Array(4)
[masquerade_access] => Array(1)
[entity_operation_alter] => Array(2)
[theme_suggestions_dropbutton_wrapper] => Array(0)
[theme_suggestions_dropbutton_wrapper_alter] => Array(0)
[views_post_render] => Array(0)
[form_views_form_user_admin_people_page_1_alter] => Array(0)
[theme_suggestions_views_view] => Array(0)
[theme_suggestions_views_view_alter] => Array(0)
[theme_suggestions_views_exposed_form] => Array(0)
[theme_suggestions_views_exposed_form_alter] => Array(0)
[views_form_substitutions] => Array(1)
[theme_suggestions_views_view_table] => Array(0)
[theme_suggestions_views_view_table_alter] => Array(0)
[theme_suggestions_tablesort_indicator] => Array(0)
[theme_suggestions_tablesort_indicator_alter] => Array(0)
[theme_suggestions_pager] => Array(0)
[theme_suggestions_pager_alter] => Array(0)
[theme_suggestions_export_icon] => Array(0)
[theme_suggestions_export_icon_alter] => Array(0)
[block_build_page_title_block_alter] => Array(0)
[block_view_page_title_block_alter] => Array(0)
[block_build_local_tasks_block_alter] => Array(0)
[block_build_system_breadcrumb_block_alter] => Array(0)
[update_projects_alter] => Array(0)
[theme_suggestions_page_title] => Array(0)
[theme_suggestions_page_title_alter] => Array(0)
[block_view_local_tasks_block_alter] => Array(0)
[entity_form_mode_load] => Array(0)
[entity_form_mode_info_alter] => Array(0)
[local_tasks_alter] => Array(6)
[menu_local_tasks_alter] => Array(1)
[theme_suggestions_menu_local_tasks] => Array(0)
[theme_suggestions_menu_local_tasks_alter] => Array(0)
[theme_suggestions_menu_local_task] => Array(0)
[theme_suggestions_menu_local_task_alter] => Array(0)
[block_view_system_breadcrumb_block_alter] => Array(0)
[system_breadcrumb_alter] => Array(2)
[theme_suggestions_breadcrumb] => Array(0)
[theme_suggestions_breadcrumb_alter] => Array(0)
[user_create_access] => Array(0)
[theme_suggestions_menu_local_action] => Array(0)
[theme_suggestions_menu_local_action_alter] => Array(0)
[views_plugins_relationship_alter] => Array(0)
[views_plugins_join_alter] => Array(0)
[query_views_content_alter] => Array(0)
[node_type_access] => Array(0)
[form_views_form_content_page_1_alter] => Array(0)
[node_update] => Array(1)
[theme_suggestions_admin_block_content] => Array(0)
[theme_suggestions_admin_block_content_alter] => Array(0)
[form_block_admin_display_form_alter] => Array(0)
[theme_suggestions_table] => Array(0)
[theme_suggestions_table_alter] => Array(0)
[webform_element_info_alter] => Array(0)
[webform_options_load] => Array(0)
[webform_options_country_names_alter] => Array(1)
[webform_options_alter] => Array(0)
[webform_handler_invoke_alter] => Array(0)
[webform_handler_invoke_alter_elements_alter] => Array(0)
[webform_libraries_info_alter] => Array(0)
[page_access] => Array(0)
[page_create_access] => Array(0)
[block_build_fintech_library_block_alter] => Array(0)
[block_view_fintech_library_block_alter] => Array(0)
[query_shelf_access_alter] => Array(0)
[query_entity_query_shelf_alter] => Array(0)
[form_library_filters_form_alter] => Array(0)
[form_my_library_add_shelf_form_alter] => Array(0)
[theme_suggestions_fintech_library] => Array(0)
[theme_suggestions_fintech_library_alter] => Array(0)
[theme_suggestions_library_filters_form] => Array(0)
[theme_suggestions_library_filters_form_alter] => Array(0)
[form_award_voting_open_notify_form_alter] => Array(0)
[user_field_values_init] => Array(0)
[user_create] => Array(0)
[user_insert] => Array(1)
[node_prepare_form] => Array(1)
[field_widget_datetime_timestamp_form_alter] => Array(0)
[field_widget_multivalue_datetime_timestamp_form_alter] => Array(0)
[theme_suggestions_file_upload_help] => Array(0)
[theme_suggestions_file_upload_help_alter] => Array(0)
[field_widget_image_image_form_alter] => Array(0)
[field_widget_multivalue_image_image_form_alter] => Array(0)
[field_widget_text_textarea_form_alter] => Array(0)
[field_widget_multivalue_text_textarea_form_alter] => Array(0)
[field_widget_string_textfield_form_alter] => Array(0)
[field_widget_multivalue_string_textfield_form_alter] => Array(0)
[options_list_alter] => Array(0)
[field_widget_options_select_form_alter] => Array(0)
[field_widget_multivalue_options_select_form_alter] => Array(0)
[field_widget_entity_reference_paragraphs_form_alter] => Array(2)
[paragraph_create_access] => Array(0)
[field_widget_multivalue_entity_reference_paragraphs_form_alter] => Array(0)
[field_widget_entity_reference_autocomplete_form_alter] => Array(0)
[field_widget_multivalue_entity_reference_autocomplete_form_alter] => Array(0)
[field_widget_path_form_alter] => Array(0)
[field_widget_multivalue_path_form_alter] => Array(0)
[field_widget_boolean_checkbox_form_alter] => Array(0)
[field_widget_multivalue_boolean_checkbox_form_alter] => Array(0)
[field_widget_string_textarea_form_alter] => Array(0)
[field_widget_multivalue_string_textarea_form_alter] => Array(0)
[form_node_form_alter] => Array(4)
[form_node_partner_edit_form_alter] => Array(0)
[query_redirect_access_alter] => Array(0)
[query_entity_query_redirect_alter] => Array(0)
[theme_suggestions_node_edit_form] => Array(0)
[theme_suggestions_node_edit_form_alter] => Array(0)
[theme_suggestions_image_widget] => Array(0)
[theme_suggestions_image_widget_alter] => Array(0)
[theme_suggestions_paragraphs_dropbutton_wrapper] => Array(0)
[theme_suggestions_paragraphs_dropbutton_wrapper_alter] => Array(0)
[theme_suggestions_horizontal_tabs] => Array(0)
[theme_suggestions_horizontal_tabs_alter] => Array(0)
[theme_suggestions_datetime_form] => Array(0)
[theme_suggestions_datetime_form_alter] => Array(0)
[theme_suggestions_datetime_wrapper] => Array(0)
[theme_suggestions_datetime_wrapper_alter] => Array(0)
[file_access] => Array(1)
[query_paragraph_access_alter] => Array(0)
[query_entity_query_paragraph_alter] => Array(0)
[form_solution_shelf_form_alter] => Array(0)
[block_view_system_menu_block_alter] => Array(1)
[query_views_admin_discussions_alter] => Array(0)
[query_discussion_access_alter] => Array(0)
[query_discussion_load_multiple_alter] => Array(0)
[discussion_storage_load] => Array(0)
[discussion_load] => Array(0)
[theme_suggestions_views_mini_pager] => Array(0)
[theme_suggestions_views_mini_pager_alter] => Array(0)
[view_access] => Array(0)
[query_entity_query_discussion_alter] => Array(0)
[discussion_field_values_init] => Array(0)
[discussion_create] => Array(0)
[discussion_presave] => Array(0)
[discussion_insert] => Array(0)
[discussion_access] => Array(0)
[discussion_build_defaults_alter] => Array(0)
[discussion_view] => Array(1)
[discussion_view_alter] => Array(0)
[theme_suggestions_discussion] => Array(0)
[theme_suggestions_discussion_alter] => Array(0)
[form_discussion_message_form_alter] => Array(0)
[query_entity_query_taxonomy_term_alter] => Array(0)
[query_shelf_load_multiple_alter] => Array(0)
[shelf_storage_load] => Array(0)
[shelf_load] => Array(0)
[user_build_defaults_alter] => Array(0)
[user_view] => Array(2)
[user_view_alter] => Array(1)
[theme_suggestions_user] => Array(0)
[theme_suggestions_user_alter] => Array(0)
[user_logout] => Array(2)
[form_fintech_page_form_alter] => Array(0)
[theme_suggestions_fintech_page_form] => Array(0)
[theme_suggestions_fintech_page_form_alter] => Array(0)
[theme_suggestions_checkboxes] => Array(1)
[theme_suggestions_checkboxes_alter] => Array(0)
[theme_suggestions_my_needs] => Array(0)
[theme_suggestions_my_needs_alter] => Array(0)
[search_page_access] => Array(0)
[form_search_form_alter] => Array(0)
[query_views_frontpage_alter] => Array(0)
[theme_suggestions_views_view_rss] => Array(0)
[theme_suggestions_views_view_rss_alter] => Array(0)
[mailing_list_subscription_presave] => Array(0)
[mailing_list_subscription_insert] => Array(0)
[mailing_list_subscription_access] => Array(0)
[query_views_admin_challenges_alter] => Array(0)
[theme_suggestions_time] => Array(0)
[theme_suggestions_time_alter] => Array(0)
[field_widget_link_default_form_alter] => Array(1)
[field_widget_multivalue_link_default_form_alter] => Array(0)
[field_widget_number_form_alter] => Array(0)
[field_widget_multivalue_number_form_alter] => Array(0)
[views_plugins_argument_alter] => Array(0)
[views_plugins_argument_default_alter] => Array(0)
[views_plugins_argument_validator_alter] => Array(2)
[query_views_bank_newtech_challenge_submission_entity_reference_alter] => Array(0)
[theme_suggestions_views_view_fields] => Array(0)
[theme_suggestions_views_view_fields_alter] => Array(0)
[field_widget_datetime_default_form_alter] => Array(0)
[field_widget_multivalue_datetime_default_form_alter] => Array(0)
[query_views_newtech_challenge_submission_entity_reference_alter] => Array(0)
[field_widget_file_generic_form_alter] => Array(0)
[field_widget_multivalue_file_generic_form_alter] => Array(0)
[form_node_challenge_edit_form_alter] => Array(0)
[theme_suggestions_vertical_tabs] => Array(0)
[theme_suggestions_vertical_tabs_alter] => Array(0)
[form_node_challenge_submission_edit_form_alter] => Array(0)
[theme_suggestions_file_widget_multiple] => Array(0)
[theme_suggestions_file_widget_multiple_alter] => Array(0)
[query_views_content_corner_challenge_submission_alter] => Array(0)
[theme_suggestions_views_view_unformatted] => Array(0)
[theme_suggestions_views_view_unformatted_alter] => Array(0)
[user_prepare_form] => Array(0)
[form_user_form_alter] => Array(2)
[theme_suggestions_analytics_page] => Array(0)
[theme_suggestions_analytics_page_alter] => Array(0)
[form_fintech_admins_form_alter] => Array(0)
[query_views_admin_fintechs_alter] => Array(0)
[node_create_access] => Array(0)
[field_widget_options_buttons_form_alter] => Array(0)
[field_widget_multivalue_options_buttons_form_alter] => Array(0)
[field_widget_video_embed_field_textfield_form_alter] => Array(0)
[field_widget_multivalue_video_embed_field_textfield_form_alter] => Array(0)
[form_node_fintech_edit_form_alter] => Array(0)
[form_node_partners_enablers_edit_form_alter] => Array(0)
[query_views_files_alter] => Array(0)
[form_solution_page_form_alter] => Array(0)
[theme_suggestions_solution_page_form] => Array(0)
[theme_suggestions_solution_page_form_alter] => Array(0)
[theme_suggestions_partner_initiatives] => Array(0)
[theme_suggestions_partner_initiatives_alter] => Array(0)
[form_initiative_page_form_alter] => Array(0)
[theme_suggestions_initiative_page_form] => Array(0)
[theme_suggestions_initiative_page_form_alter] => Array(0)
[filter_secure_image_alter] => Array(1)
[comment_field_values_init] => Array(0)
[comment_create] => Array(0)
[comment_prepare_form] => Array(0)
[form_comment_form_alter] => Array(0)
[form_comment_rating_p50_form_alter] => Array(0)
[theme_suggestions_comment] => Array(0)
[theme_suggestions_comment_alter] => Array(1)
[form_comment_rating_form_alter] => Array(0)
[mail_alter] => Array(1)
[mail_backend_info_alter] => Array(0)
[theme_suggestions_swiftmailer] => Array(1)
[theme_suggestions_swiftmailer_alter] => Array(0)
[swiftmailer_attach] => Array(0)
[swiftmailer_alter] => Array(0)
[editor_access] => Array(0)
[form_editor_link_dialog_alter] => Array(1)
[theme_suggestions_video_embed_field_missing_provider] => Array(0)
[theme_suggestions_video_embed_field_missing_provider_alter] => Array(0)
[form_fintech_reset_pass_form_alter] => Array(0)
[theme_suggestions_fintech_solutions] => Array(0)
[theme_suggestions_fintech_solutions_alter] => Array(0)
[discussion_update] => Array(0)
[transliteration_overrides_alter] => Array(0)
[form_node_about_edit_form_alter] => Array(0)
[form_user_pass_alter] => Array(0)
[redirect_access] => Array(0)
[field_config_access] => Array(0)
[field_storage_config_access] => Array(0)
[form_need_form_alter] => Array(0)
[theme_suggestions_need_form] => Array(0)
[theme_suggestions_need_form_alter] => Array(0)
[theme_suggestions_views_ui_views_listing_table] => Array(0)
[theme_suggestions_views_ui_views_listing_table_alter] => Array(0)
[theme_suggestions_views_ui_view_displays_list] => Array(0)
[theme_suggestions_views_ui_view_displays_list_alter] => Array(0)
[view_create_access] => Array(0)
[query_views_export_by_sompra_alter] => Array(0)
[query_views_test_export_sompra_alter] => Array(0)
[requirements] => Array(21)
[ultimate_cron_job_load] => Array(0)
[ultimate_cron_scheduler_info_alter] => Array(0)
[ultimate_cron_logger_info_alter] => Array(0)
[theme_suggestions_admin_page] => Array(0)
[theme_suggestions_admin_page_alter] => Array(0)
[theme_suggestions_admin_block] => Array(0)
[theme_suggestions_admin_block_alter] => Array(0)
[form_system_logging_settings_alter] => Array(1)
[theme_suggestions_system_config_form] => Array(0)
[theme_suggestions_system_config_form_alter] => Array(0)
)
[verified:protected] => Array
(
[entity_load] => 1
[user_role_load] => 1
[entity_preload] => 1
[user_load] => 1
[node_load] => 1
[entity_view_mode_alter] => 1
[node_build_defaults_alter] => 1
[entity_build_defaults_alter] => 1
)
[hookInfo:protected] =>
[cacheBackend:protected] => stdClass Object
(
[__CLASS__] => Drupal\Core\Cache\DatabaseBackend
[maxRows:protected] => 5000
[bin:protected] => cache_bootstrap
[connection:protected] => Drupal\Core\Database\Driver\mysql\Connection
[checksumProvider:protected] => Drupal\Core\Cache\DatabaseCacheTagsChecksum
[_serviceId] => cache.bootstrap
)
[cacheNeedsWriting:protected] =>
[alterFunctions:protected] => Array
(
[entity_view_mode] => Array(1)
[node_build_defaults,entity_build_defaults] => Array(0)
)
[root:protected] => /var/www/fintechvisor/drupal/web
[includeFileKeys:protected] => Array
(
)
[_serviceId] => module_handler
)
[stringTranslation:protected] => stdClass Object
(
[__CLASS__] => Drupal\Core\StringTranslation\TranslationManager
[translators:protected] => Array
(
[30] => Array(1)
)
[sortedTranslators:protected] =>
[defaultLangcode:protected] => en
[_serviceId] => string_translation
)
[_serviceIds:protected] => Array
(
)
[_entityStorages:protected] => Array
(
)
)
[1] => build
)
)
)